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My FI Journey » Entries tagged with "retirement"

Placing a value on time

Placing a value on time

Time is a big concept in the early retirement and financial independence community.  I think almost every blogger out there has written about it at least once, if not nauseatingly more.  Since I’m blogging in that space, I suppose that I should lend my voice to the chorus. … Read entire article »

Filed under: Reflections

What’s your financial independence (retirement) number?

Did you ever see those commercials where people walk around carrying a giant number under their arm?  This is supposed to represent their magic retirement number, or how much money they need to have saved up in order to retire comfortably.  Apparently, “comfortable” is a very relative term because the numbers these people were toting around seemed to vary by a couple of log orders. … Read entire article »

Filed under: Reflections, Retirement

Should Americans Be Forced to Save For Retirement?

Should Americans Be Forced to Save For Retirement?

I have previously written about American’s poor savings rates.  Even the rich are only saving on average 12% of their income.  The fact is that these poor habits are leading to a retirement crisis for millions of Americans.  As such, there is at least one proposal out there to mitigate this by having the Government force us to save for retirement.  Yes, more forced savings, on top of social security, and on top of the … Read entire article »

Filed under: Reflections, Retirement

Weekend One Off: Illinois Pension Crisis – motivation to save massively

I have a policy of not trusting Social Security, pensions, or any IOU money.  Until it’s in an account with my name on it, it doesn’t exist.  Government employees in Illinois are unfortunately learning this the hard way. … Read entire article »

Filed under: Retirement, Weekend one off